LOAN CRITERIA

Fix & Flip up to 85% of the Purchase Price and 100% of the Rehab Costs, not to exceed 70% of the After-Repair-Value (ARV) with rates as low as 8.25%. Our loans typically range from $50k – $10M+ with 12-24 months’ term options available depending on the project. We will consider credit in the low 600. Rates vary based on real estate investment experience.
Residential Fix and Lease (Buy-to-Rent) up to 80% LTC. Term: 30 years. 2, 5, 7 & 10-year Hybrid Arm available and the option to amortize over 30 years or make interest only payments. Credit Score: 660 Minimum.
Refinance Cash Out up to 75% LTV on commercial and non-owner occupied 1-4 Family residential properties. Multi-Family 5+ Unit Apartments, maximum Loan-to-Value (LTV) up to 65% of the “As-Is” Value.
Rental Property Loans; Unlock the equity in your rental properties and grow your investment portfolio in purchasing more property’s – Financing for Single Asset Rental Loans and Portfolio Rental Properties of Apartments & Mixed-use Buildings. Rent Coverage Ratio/Debt Service Coverage Ratio (DSCR) in the 1.15x range and better. Rates based on experience.
Fix and Flip Credit Line; from $100,000 – $8M+ enabling real estate investors to access capital quickly, without the hassle of financing hurdles to purchase, renovate and sell multiple properties. Rates vary depending on your real estate investment experience.
Ground-Up – Assuming entitlements, Permits & Approved Plans; New construction residential financing for up to 90% of the construction costs. Max 75% ARV. Leverage based on experience. Credit Score: 680 Minimum. Deals of 10 million or more, terms will need to be discussed with the investor.
Land financing – up to 75% of the land value. For the investor who own land that is free-and-clear in shovel-ready condition and is in need of capital for a construction loan, we can provide up to 90% of the construction cost.