- Fix & Flip up to 85% of the Purchase Price and 100% of the Rehab Costs, not to exceed 70% of the After-Repair-Value (ARV) with rates as low as 8.25%. Our loans typically range from $50k – $10M+ with 12-24 months’ term options available depending on the project. We will consider credit in the low 600. Rates vary based on real estate investment experience.
- Residential Fix and Lease (Buy-to-Rent) up to 80% LTC. Term: 30 years. 2, 5, 7 & 10-year Hybrid Arm available and the option to amortize over 30 years or make interest only payments. Credit Score: 660 Minimum.
- Refinance Cash Out up to 75% LTV on commercial and non-owner occupied 1-4 Family residential properties. Multi-Family 5+ Unit Apartments, maximum Loan-to-Value (LTV) up to 65% of the “As-Is” Value.
- Rental Property Loans; Unlock the equity in your rental properties and grow your investment portfolio in purchasing more property’s – Financing for Single Asset Rental Loans and Portfolio Rental Properties of Apartments & Mixed-use Buildings. Rent Coverage Ratio/Debt Service Coverage Ratio (DSCR) in the 1.15x range and better. Rates based on experience.
- Fix and Flip Credit Line; from $100,000 – $8M+ enabling real estate investors to access capital quickly, without the hassle of financing hurdles to purchase, renovate and sell multiple properties. Rates vary depending on your real estate investment experience.
- Ground-Up – Assuming entitlements, Permits & Approved Plans; New construction residential financing for up to 90% of the construction costs. Max 75% ARV. Leverage based on experience. Credit Score: 680 Minimum. Deals of 10 million or more, terms will need to be discussed with the investor.
- Land financing – up to 75% of the land value. For the investor who own land that is free-and-clear in shovel-ready condition and is in need of capital for a construction loan, we can provide up to 90% of the construction cost.