About Us

Our motto is always about building relationships—we get to know you—we work with you—and we’ll get your loan funded!

Prime One Capital® provides non-traditional asset-based loans for non-owner occupied residential and commercial properties across the country. We provide short-term real estate commercial loans, often called hard money loan or as we like to consider it relationship-based rather than hard money lending. We provide non-traditional financing to real estate investors seeking to purchase, rehab/renovate and re-sell residential properties including multi-family and mixed-use properties. Our loans generally range from $75k - $10M+ with rates as low as 7.25% and 3 to 24 month loan terms depending on the project. We’ll make exceptions to our established client base.

Prime One Capital® is owned & operated by a team of service oriented professionals that possess over 20 years of real estate and mortgage banking industry experience with tremendous knowledge of deal structure and flexible financing and investing solutions. We primarily focus on purchase money and refinance transactions of commercial real estate and non-owner occupied residential projects. Our extensive background in commercial loans allow us to provide fast and flexible solutions to each borrower(s) unique financing requirements and in getting your deals closed.

At Prime One Capital® whether you’re looking for capital for fix & flips, rehab construction, expanding your rental property portfolio or for a commercial project, we can provide financing to investors seeking meaningful opportunities to invest in. Our goal is to work in partnership with our clients offering our real estate and financing expertise to find you the optimal loan solution and in helping you overcome financing hurdles ensuring you successfully grow & expand your real estate investment business.

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CALL US AT : (631) 771-1811

Email : support@primeonecapital.com

UNLOCK THE EQUITY IN YOUR RENTAL PROPERTIES AND GROW YOUR REAL ESTATE INVESTMENT BUSINESS LEARN MORE

EXPERIENCE EXPERTS
We’ve purchased, rented and financed hundreds of real estate investment properties so we know your business.

EFFICIENT
Spend less time raising capital and more time closing loans with us.

ASSURANCE
We’ll get your real estate investment property loans funded when you need them nationwide.

LOAN CRITERIA

Fix & Flip up to 85% of the Purchase Price and 100% of the Rehab Costs, not to exceed 70% of the After-Repair-Value (ARV) with rates as low as 8.25%. Our loans typically range from $50k – $10M+ with 12-24 months’ term options available depending on the project. We will consider credit in the low 600. Rates vary based on real estate investment experience.
Residential Fix and Lease (Buy-to-Rent) up to 80% LTC. Term: 30 years. 2, 5, 7 & 10-year Hybrid Arm available and the option to amortize over 30 years or make interest only payments. Credit Score: 660 Minimum.
Refinance Cash Out up to 75% LTV on commercial and non-owner occupied 1-4 Family residential properties. Multi-Family 5+ Unit Apartments, maximum Loan-to-Value (LTV) up to 65% of the “As-Is” Value.
Rental Property Loans; Unlock the equity in your rental properties and grow your investment portfolio in purchasing more property’s – Financing for Single Asset Rental Loans and Portfolio Rental Properties of Apartments & Mixed-use Buildings. Rent Coverage Ratio/Debt Service Coverage Ratio (DSCR) in the 1.15x range and better. Rates based on experience.
Fix and Flip Credit Line; from $100,000 – $8M+ enabling real estate investors to access capital quickly, without the hassle of financing hurdles to purchase, renovate and sell multiple properties. Rates vary depending on your real estate investment experience.
Ground-Up – Assuming entitlements, Permits & Approved Plans; New construction residential financing for up to 90% of the construction costs. Max 75% ARV. Leverage based on experience. Credit Score: 680 Minimum. Deals of 10 million or more, terms will need to be discussed with the investor.
Land financing – up to 75% of the land value. For the investor who own land that is free-and-clear in shovel-ready condition and is in need of capital for a construction loan, we can provide up to 90% of the construction cost.

FUNDING ACROSS THE NATION

PRIME ONE CAPITAL® provides non-traditional, short term real estate commercial loans, often called hard money loans or as we like to consider it relationship-based nationwide. Loans ranging from $75k to $10m+ to fund the purchase and rehabilitation of non-owner occupied residential, commercial properties and bridge loans across the country.

Here at PRIME ONE CAPITAL® we offer financing to experience professionals

and first time real estate investors throughout the country. Our team is dedicated to establishing a working relationship with our clients in partnering with you to overcome the hurdles faced in traditional financing– with one common vision – to build long term wealth with investors through meaningful commercial real estate investment opportunities. Would you like to build a relationship with us and create long term wealth? Contact us today at support@primeonecapital.com.

PRIME ONE CAPITAL® core mission is always about building relationships — we get to know you… we work with you… we’ll get your loan funded!

Prime One Capital, Inc is an independent privately held non-traditional commercial finance company originating commercial loans and apartment loans nationwide. Prime One Capital, Inc has the knowledge, expertise and strategic relationships required to provide you with the most competitive rates and terms for your commercial or multifamily property.

(631) 771-1811